Mortgage Affordability
Estimate a rough home price based on income, debts, down payment, and interest rate.
No mortgage affordable with current inputs.
Max housing budget (28/36 rules): $0/mo. Estimated taxes + insurance: $0/mo. That leaves $0/mo for the mortgage — not enough to finance additional principal. Try increasing income, reducing debts, lowering the interest rate, lowering taxes/insurance, or increasing the down payment.
Estimated Home Price
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Estimated Mortgage Principal
$0
Estimated Monthly Breakdown (PITI)
Mortgage
$0
Taxes
$0
Insurance
$0
Total (PITI)
$0
This is a rough estimate using 28/36 rules and a 30-year term.
How to use
- Enter monthly income, monthly debts, and the interest rate you expect.
- Enter down payment amount or percentage.
- See the estimated home price you may qualify for (informational only).
Examples
- Income $120k, debts $500/mo, 5% APR, 20% down
- What home price with $90k income and 10% down?
FAQ
- What assumptions are used?
- 28/36 debt-to-income rules and a 30-year term for a quick estimate.
- Does it include taxes/insurance?
- It includes monthly estimates for property taxes and insurance (inputs provided).
Informational only; verify critical results independently.