Loan Payment Calculator

Compute monthly payment, total interest, and amortization summary for a loan.

Monthly Payment
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Total Interest
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Total Paid
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How to use

  1. Enter loan amount (principal), annual interest rate, and term in years.
  2. See the monthly payment and total interest.
  3. Review the amortization breakdown if shown.

Examples

  • Payment on $25,000 at 6% for 5 years
  • How much total interest on a $12,000 loan at 4.9%?

FAQ

What’s APR vs interest rate?
APR includes certain costs/fees; this tool uses the nominal annual rate.
What about 0% financing?
If rate is 0%, payment is principal divided by number of payments.

Informational only; verify critical results independently.

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